Davidson Calfee at age 7 is viably working very hard to learn the fundamentals of rowing a boat at the Falmouth Yacht Club located on Cape Cod, Massachusetts. This photo was taken in the summer of 1984 to be submitted in to their yearly best photo contest to win the cover in 1986. This cover was then selected to be on the Cape Cod Life cover again for their 200 Year Anniversary issue.
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Davidson O. Calfee is the Owner, President & CEO of Operations overseeing agency & portfolio management, consumer relations and new business generation at the Arthur D. Calfee Insurance Agency, Inc. He has a natural ability to manage complex situations to achieve outstanding results for his clients. By constantly looking for ways to improve professionally, Davidson Calfee has worked diligently to revamp his team’s service of the needs and expectations of clients. Calfee specializes in developing, designing and implementing complex property catastrophe insurance programs for his clients. His market knowledge and client service skills have made the Calfee’s Insurance Agency a sought-after home insurance resource for Massachusetts coastal residents. Calfee created a cohesive work environment by recruiting, retaining talent and developing successful home insurance products that has built a strong clientele over the years. Calfee has maintained a high customer retention rate by tirelessly searching for savings solutions and fostering community relationships to bring people closer to home insurance resources that can improve their situation. Currently, Calfee is leading and developing the execution of an upcoming home insurance package product launch. Always keeping the interest of the insured at the forefront, followed by the markets and associated parties, Calfee truly has the recipe for developing a great home insurance program. Calfee has an incredible ability to consistently build strong relationships to create win-win partnerships with clients, colleagues, and business partners. With a firm belief that effective client services is rooted in trusted relationships, Calfee approaches projects by ensuring all parties are on the same page in order to deliver effective results from start to finish. His team uncovers cost savings by navigating the complex world of home insurance to create specific insurance solutions that are unique to each home. Calfee also assists in producing presentations, submissions and documentation; interpreting analytical results to evaluate and compare different home insurance prices and strategies. By helping clients fully understand their actual and potential costs, Calfee provides actionable advice to support in minimizing the total cost of risk in protecting home assets. Dog Car Safety: What Are the Safest Cars for Dogs? For dog owners, our furry friends are often considered members of the family. While many cars & trucks can be suitable for the needs of dog owners, there are some important things to keep in mind to ensure that driving with a dog goes safely and smoothly. In general, dog owners should look for key features such as a spacious interior, seats that can handle the wear & tear, and ample cargo space to store not only your luggage but your pet's stuff in the event of a road trip. Here are some picks worth considering. Dog Safety Considerations
Vacation homes present special risks, so consider premium costs before you buy
Like any residence, your vacation home needs to be insured—but because the risks are different, the coverage might cost more than your primary homeowners policy. Before you leap into second-home ownership, consider the factors that will likely affect the price you’ll need to pay for insuring it. Second homes provide a respite from weekday life, and may even be a good investment. They also, however, present more of an insurance risk than your primary residence—the fact that you don’t not physically occupy your second home as frequently puts it in more danger for theft, vandalism and easily undetected damage, like burst water pipes. Key factors that impact vacation home insurance costsWhile the homeowners policy for your second home will provide the same types of coverage as your primary homeowners policy, the following factors will likely impact your insurance costs:
Because renting your second home entails additional, more complex risks, it’s a good idea to consult with your insurance professional and learn more about coverage for renting out your home to others. |
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